Rebecca

My 30 yr old daughter had it until last spring, since getting her Masters Degree, she helped us run our co-owned business, she worked for a start up, no insurance available. She got a job last spring that provides really lousy Cigna insurance. My 27 yr old son was in the USAF, and has been a poor working college student since...so he's on it.

I paid $75/month when I was a college student so I'd have insurance in ~1980-82 when I worked two jobs to put myself through school..tuition was cheap so I could do that!
Things are very different for 20-somethings these days!!

Sarah

Sarah has an autoimmune disease called ulcerative colitis since her early 20s. She was denied coverage for it after she aged out of her parents' extended coverage. She is finally getting the extremely expensive medication she needs to help her body recover and hopefully send her condition into remission. Without the ACA, she will be relegated to limited care with no or low prescription drug coverage through the Indian Health Service, which has no funding for the specialty care she needs for gastroenterologist consults.

Sarah, age 37

Shala

Shala

I'm a single, self-employed mom of two adopted girls, both with special needs. Due to our foster/adopt laws, they were able to stay on Apple Health but my insurance was over $450 a month and raising on average $70+ per year. It was killing me! I have Hashimoto's thyroiditis and that requires ultrasounds every 6 months to monitor my goiter-growth. My co-pay for the ultrasounds was $400 each time and my deductible was close to $5000. I also don't respond well to synthroid so my doctor put me on terosint is $135 per month since it's not an approved drug. So, I couldn't afford to get care for my condition. I ended up very sick. When the ACA came through, my insurance dropped below $300 and has only raised around $10-20 per year. I also got a refund from them last year! Also, I qualify for Apple Health as a secondary so I now have zero fees for my necessary health care.

Ashley

Ashley

My daughter has Medicaid for the disabled, which she became eligible for after health care reform. When the ACA was first established, the effects of Medicaid reform were immediately apparent. The first two years of my daughters life, figuring out her rare chromosomal differences by way of genetic testing, we accrued more than $38,000 of debt from hospital stays, appointments, and tests. Because our family was just over the income threshold for Medicaid, before ACA there were no options for help available to us.

My daughter had suffered from chronic illness and global delays her entire life, but the wait lists for services to help her were long, and help often came only when there was an emergent need but not when care could have been preventative. With ACA came Medicaid reform, shortly after sparking reform for services provided through the Department of Development Disabilities. Having first applied over a year before hearing back, we could not have been more delighted when we finally received an intake appointment and my daughters services started within months after.

The new guidelines provided Medicaid and many other voucher services to any child showing delays or needs in more than 3 places, and there was no longer a 2+ year wait for intake. My daughter suddenly had access to Occupational Therapy, Physical Therapy, and any medical equipment she needed, without my family struggling to meet our basic needs because of the costs. Having a special needs child is stressful enough without the heavy financial burden, and through ACA my child and family have both been blessed with access to invaluable resources.

Alyssa, age 27

Alyssa, age 27

Alyssa, age 27 

I just finished grad school in June with my Master's in School Counseling. I couldn't have a full time job during school, and the state's required internship hours took up too much time so I was on my parent's insurance. One year ago I was diagnosed with breast cancer (right after I turned 26). The most aggressive kind of BC called Her2+. Literally a death sentence without treatment. It spreads so fast that if you go 3 years without a recurrence they know you're cancer-free. Obamacare saved my life. I was diagnosed much later than I should have. Cigna knew that when I turned 26 I would be kicked off of my parents insurance, they just denied everything over and over until my birthday. By the time we found it, it had leaked out of the duct (became "invasive") which is why I had to go through chemo. I've had 5 surgeries this year and medical appointments have basically been a full time job.

I'm terrified that I'll have to stop treatment early (which is SO dangerous with my kind of cancer) if the Republicans interfere. It's crazy that some people would think I'm a low-life since I'm on Obamacare because I paid $44,000 and sacrificed 2 years of my life to help other people's children. Now they want to take away my cancer treatment. I work as much as I can for the school district, around my appointments, but I still live below the poverty line.

 

Kimberly

Kimberly

Both of my children have pre-existing medical conditions. My husband stayed at his corporate job for years in order to provide good insurance for us, when what he really wanted to do was to start his own business. Thanks to the ACA, he was able to quit his corporate job 2 years ago and live the American dream of entrepreneurship, without us having to worry about getting medical coverage for our children. My son needed an intensive therapeutic program last year, and our private insurance paid for it. We are so grateful to have this option!

Amy

My mother works for a very small business that does not provide insurance. She actually signed up when it launched and was diagnosed with cancer just months later. Without Obamacare she would probably not be with us today.

Caroline

I was working FT salary for a cheap-@ss company that won't provide benefits. Before that, as a single mom, I had to take a 30-hr/week job (no benefits) and work weekends at another job to make ends meet, so had to sign up for ACA then. I've often had issues getting coverage and have gone without insurance for plenty of years. Having asthma disqualified me from plans before the mandate in the ACA was put in place. (People get why the mandate and coverage regardless of pre-existing conditions go hand in hand, yes?)

Before ACA, i had been denied due to asthma or, get this, having ever had an abnormal pap, even though I could show a normal one a few weeks later. I have realized many people think pre-existing conditions are cancer, not small things like one off lab test that showed nothing.

C

My husband and I are both self-employed, so insurance plans available because of the ACA were the only option for us. Plus I had breast cancer eight years ago, so I'm a pre-existing condition person. 

-C, Medina Washington

Kathi

I am a semi-retired teacher. I do music two mornings a week at a preschool and do private tutoring in students's homes. Affordable care has been a godsend after teaching for 40 years it isn't quite time for Medicare.

Lori

Lori

My son was on it while I worked at a hospital. My insurance was covered, but to add any house hold members was $500 each! I loved the state medical for my son! They covered everything. When I changed to a different job that offered affordable health care for my family I took him off state medical. I am the only provider in my family of three with a disabled husband.

 

Lori, 55, Renton, WA