Provisions in the ACA also positively impact us. I'm worried about losing those provisions and I am concerned that coverage via SCHIP for developmental, neurological and mental health will be curtailed in 2017 or 2018.
SCHIP (state children's health insurance program) is why my husband and I are able to access a high level of therapeutic interventions for my sons with Autism Spectrum Disorder. Even with our "Cadillac" employer provided plan, the OOP costs for ABA and other therapists are out of reach for a modest income family. We have Apple health for the boys as secondary insurance. We used to have a higher income before having two kids with special needs made it impractical for both of us to work FT and get them the help and education they needed.